:root{
      --terra:#d97757;
      --terra-d:#c06642;
      --terra-l:#e89a7a;
      --terra-xl:#fdf0ea;
      --salvia:#3b7f5c;
      --salvia-l:#e3f5ec;
      --stone-50:#fafaf9;
      --stone-100:#f5f5f4;
      --stone-200:#e7e5e4;
      --stone-300:#d6d3d1;
      --stone-500:#78716c;
      --stone-700:#44403c;
      --ink:#111110;
      --white:#fff;
      --r:.28s cubic-bezier(.4,0,.2,1);
    }
    *{margin:0;padding:0;box-sizing:border-box}
    body{
      font-family:'Plus Jakarta Sans',-apple-system,sans-serif;
      color:var(--ink);
      background:var(--stone-50);
      line-height:1.65;
      -webkit-font-smoothing:antialiased;
    }
    a{text-decoration:none}
    .container{max-width:1140px;margin:0 auto;padding:0 24px}

    .nav-wrap{position:sticky;top:0;z-index:200;background:rgba(250,250,249,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--stone-200)}
    .nav{display:flex;align-items:center;justify-content:space-between;padding:.75rem 0}
    .nav-logo img{height:48px;width:auto}
    .nav-links{display:flex;align-items:center;gap:2rem}
    .nav-links a{font-size:.875rem;font-weight:600;color:var(--stone-700);transition:color var(--r)}
    .nav-links a:hover,.nav-links a.active{color:var(--terra)}
    .nav-actions{display:flex;align-items:center;gap:.75rem}
    .btn-ghost{
      font-size:.875rem;font-weight:600;color:var(--stone-700);
      padding:.5rem 1rem;border-radius:8px;border:1.5px solid var(--stone-200);
      transition:all var(--r)
    }
    .btn-ghost:hover{border-color:var(--terra);color:var(--terra)}
    .btn-cta{
      display:inline-flex;align-items:center;gap:.45rem;
      font-size:.875rem;font-weight:700;color:var(--white);background:var(--terra);
      padding:.6rem 1.25rem;border-radius:9px;box-shadow:0 2px 12px rgba(217,119,87,.28);
      transition:all var(--r)
    }
    .btn-cta:hover{background:var(--terra-d);transform:translateY(-1px)}

    .hero{
      position:relative;
      padding:5rem 0 3.5rem;
      background:linear-gradient(180deg,var(--stone-50) 0%,#fff 100%);
      overflow:hidden;
    }
    .hero:before{
      content:"";
      position:absolute;right:-10%;top:-30%;
      width:55%;aspect-ratio:1;
      background:radial-gradient(ellipse at center,rgba(217,119,87,.12) 0%,rgba(217,119,87,.04) 45%,transparent 70%);
      pointer-events:none;
    }
    .hero-inner{position:relative;z-index:1;text-align:center;max-width:860px;margin:0 auto}
    .hero-tag{
      display:inline-flex;align-items:center;gap:.5rem;
      background:var(--salvia-l);border:1px solid rgba(59,127,92,.22);
      color:var(--salvia);font-size:.75rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;
      padding:.36rem .85rem;border-radius:50px;margin-bottom:1.2rem;
    }
    .hero h1{
      font-size:clamp(2.1rem,5vw,3.4rem);
      line-height:1.08;
      letter-spacing:-.02em;
      margin-bottom:1.1rem;
      font-weight:800;
    }
    .hero h1 em{font-family:'Lora',serif;font-style:italic;color:var(--terra);font-weight:600}
    .hero p{font-size:1.12rem;color:var(--stone-500);max-width:780px;margin:0 auto}
    .hero p strong{color:var(--ink)}
    .hero-cta{margin-top:1.8rem;display:flex;gap:.8rem;justify-content:center;flex-wrap:wrap}
    .hero-box{
      margin:2rem auto 0;max-width:760px;background:linear-gradient(135deg,var(--terra) 0%,var(--terra-d) 100%);
      color:#fff;border-radius:16px;padding:1.2rem 1.35rem;box-shadow:0 10px 28px rgba(217,119,87,.28);font-weight:600
    }

    .sec{padding:4.5rem 0}
    .sec-alt{background:var(--stone-100)}
    .lbl{display:block;text-align:center;font-size:.75rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--terra);margin-bottom:.6rem}
    h2.ttl{text-align:center;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:800;line-height:1.15;letter-spacing:-.02em;color:var(--ink);margin-bottom:.8rem}
    .sub{text-align:center;font-size:1.06rem;color:var(--stone-500);max-width:680px;margin:0 auto 2.8rem}

    .steps-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:1.25rem;
    }
    .step{
      background:#fff;border:1px solid var(--stone-200);border-radius:18px;padding:1.45rem;
      box-shadow:0 2px 12px rgba(0,0,0,.04);transition:all var(--r)
    }
    .step:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(217,119,87,.11);border-color:var(--terra-l)}
    .step-n{
      width:42px;height:42px;border-radius:11px;background:var(--terra);color:#fff;
      display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:.9rem
    }
    .step h3{font-size:1.02rem;margin-bottom:.42rem}
    .step p{font-size:.92rem;color:var(--stone-500)}

    .timeline{max-width:920px;margin:0 auto;display:flex;flex-direction:column;gap:1rem}
    .t-item{
      background:#fff;border:1px solid var(--stone-200);border-radius:18px;padding:1.5rem;
      box-shadow:0 2px 12px rgba(0,0,0,.04)
    }
    .t-head{display:flex;align-items:center;gap:.85rem;margin-bottom:.8rem}
    .t-num{
      width:36px;height:36px;border-radius:9px;background:var(--terra);color:#fff;font-weight:800;
      display:flex;align-items:center;justify-content:center;flex-shrink:0
    }
    .t-title{font-size:1.15rem;font-weight:800}
    .t-item p{color:var(--stone-500);margin-bottom:.7rem}
    .t-item ul{padding-left:1.1rem;color:var(--stone-700)}
    .t-item li{margin:.25rem 0}
    .callout{
      margin-top:.9rem;padding:.75rem .9rem;border-left:4px solid var(--salvia);
      background:var(--salvia-l);border-radius:10px;font-size:.9rem;color:#1f5139
    }

    .wallet-box{
      max-width:880px;margin:0 auto;background:linear-gradient(135deg,var(--salvia) 0%,#276847 100%);
      color:#fff;padding:1.7rem;border-radius:16px;box-shadow:0 10px 30px rgba(59,127,92,.3)
    }
    .wallet-box h3{font-size:1.3rem;margin-bottom:.45rem}
    .wallet-box p{opacity:.95}

    .cta-final{
      background:var(--ink);padding:5rem 0;position:relative;overflow:hidden
    }
    .cta-final:before{
      content:"";position:absolute;right:-12%;top:-25%;width:56%;aspect-ratio:1;
      background:radial-gradient(ellipse,rgba(217,119,87,.18) 0%,transparent 65%);
      pointer-events:none
    }
    .cta-final .container{position:relative;z-index:1;text-align:center}
    .cta-final h2{font-size:clamp(2rem,4.5vw,3.1rem);font-weight:800;color:#fff;line-height:1.1;letter-spacing:-.02em;margin-bottom:.9rem}
    .cta-final h2 em{font-family:'Lora',serif;font-style:italic;color:var(--terra-l);font-weight:600}
    .cta-final p{font-size:1.05rem;color:rgba(255,255,255,.68);max-width:620px;margin:0 auto 2rem}
    .btn-final{
      display:inline-flex;align-items:center;gap:.55rem;background:#fff;color:var(--terra-d);
      font-weight:800;padding:1rem 2rem;border-radius:13px;transition:all var(--r)
    }
    .btn-final:hover{transform:translateY(-2px)}

    .footer-top{background:#fff;border-top:1px solid var(--stone-200);padding:3rem 0}
    .footer-cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2.2rem}
    .footer-brand-logo{height:44px;width:auto;margin-bottom:.8rem}
    .footer-brand p{font-size:.9rem;color:var(--stone-500);max-width:260px}
    .fcol h4{font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--stone-700);margin-bottom:.9rem}
    .fcol ul{list-style:none;display:flex;flex-direction:column;gap:.55rem}
    .fcol a{font-size:.9rem;color:var(--stone-500)}
    .fcol a:hover{color:var(--terra)}
    .footer-bottom{background:var(--stone-50);border-top:1px solid var(--stone-200);padding:1.05rem 0}
    .footer-bottom .container{display:flex;justify-content:space-between;gap:.6rem;flex-wrap:wrap;font-size:.8rem;color:var(--stone-500)}

    @media(max-width:992px){
      .steps-grid{grid-template-columns:repeat(2,1fr)}
      .footer-cols{grid-template-columns:1fr 1fr}
    }
    @media(max-width:768px){
      .nav-links{display:none}
      .hero{padding:3.2rem 0 2.8rem}
      .steps-grid{grid-template-columns:1fr}
      .footer-cols{grid-template-columns:1fr}
      .footer-bottom .container{justify-content:center;text-align:center}
    }